Spanish unemployment eyeing 20 pct as stimulus fades-UPDATE 3

* Spain unemployment rises to 18.8 in Q4 vs 17.9 pct in Q3

* Higher-than-expected figure comes ahead of austerity plan

* Spain January flash EU-harmonised CPI 1.1 pct y/y (Releads with Economy Secretary comments)

By Paul Day

MADRID, Jan 29 (Reuters) - Spain's unemployment rate hit a nearly 12-year high of 18.8 percent in the fourth quarter of 2009 and the government said it could reach 20 percent this year as billions of euros in anti-crisis spending winds down.

Almost half a million out-of-work builders were contracted by the government in the second half of last year, paid for by a stimulus plan aimed at offsetting the immediate effects of the collapse of the construction industry.

"I don't rule out that at some point this year, temporarily, the jobless rate will reach 20 percent," Economy Secretary Jose Manuel Campa told reporters.

The massive state-funded plan was the government's response to a hangover from a decade-long economic boom fuelled by cheap credit and a thriving property sector.

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